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Can I use Zelle for business transactions?

Asked 2 years ago
Zelle primarily focuses on facilitating person-to-person payments and is widely known for its ease of use for sending and receiving money among individuals. However, businesses can also utilize Zelle for transactions, as long as both parties are registered users. Many banks and credit unions that partner with Zelle provide access to this service through their platforms, which may offer different features and functionalities tailored for business needs. For business transactions, it may be beneficial to check if the business's bank supports Zelle for commercial use and what terms or limitations may apply. Users should keep in mind that Zelle is designed for transactions that are typically instantaneous, and unlike other payment platforms, it does not offer buyer protection services. Therefore, conducting regular business transactions via Zelle should be weighed thoughtfully, considering the associated risks and potential lack of support for disputes. For specific guidelines and assistance regarding business usage of Zelle, it is often helpful to look at the current Zelle website or the website of the business's financial institution for further details and resources.
Answered Jul 5th 2025

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