How Do I Setup Autopayment for My Visa Credit Card?

It's important to keep up with all your monthly bills but sitting down to pay them each month can be time-consuming. If you are a Visa cardholder, you want to make sure your Visa payment is made each month on time. The best way to ensure your Visa credit card bill stays on track is to set up auto payment. How do you set up autopayment for your Visa credit card? You can get information from Visa customer service here, and you can read on for information on how to set up autopayments.

The Advantages of Autopayment

Autopayment saves you time and money by reducing the amount of time needed to submit your payment and the materials necessary to make a payment. It also helps you improve your credit score by making sure you have on-time payments each month. It is also convenient, and some lenders offer perks and benefits for setting up autopayment such as lower interest rates.

How to Set up Autopayments

Setting up auto payments on your Visa credit card is not difficult. You can set it up online, through a mobile app or through the mail.

Online Enrollment

To enroll in Visa credit card auto payments online, follow the steps below:

1. Go to the lender's website and log into your account.
2. Go to payments. This could be through a button that simply says "Payments" or one that reads "Manage Account" or "Manage Payments."
3. Check the box that allows you to enroll in autopayments.
4. Establish the date you want your autopayment to come out of your linked bank account.
5. Select the amount you want to pay each month. Choose from the minimum payment due, the entire statement balance or a different amount.
6. Confirm the linked bank account for the payment.
7. Submit the request.
8. Confirm your request for autopayments before fully completing the enrollment process.

Through the Mobile App

Enrolling in auto payments through the mobile app is similar to enrolling online. Just follow the steps outlined here:

1. Open your lender's app on your smartphone or tablet.
2. Log into your account.
3. Navigate to payments.
4. Tap on the box to enroll in autopayments.
5. Select the date for your payment.
6. Enter the amount you wish to pay each month.
7. Make sure your bank is linked to your Visa credit card.
8. Submit your request and confirm submission.

Via Mail

If you have received a statement in the mail, when you submit your payment, you can check a box on the statement requesting to enroll you in autopayments. You may need to add a voided check to your statement for the lender to enroll your Visa credit card in autopayments. This method takes the most amount of time, so autopayments will not start as quickly.

Things to Remember

Even with auto payments, it's important to check your statement regularly. This will help you identify unauthorized charges to your Visa card, changes to your account, and help you keep track of your spending and reward points. For more information or assistance, contact Visa customer support here.