What are the insurance requirements for vehicles in Utah?
Asked 4 months ago
In Utah, drivers are required to carry specific levels of auto insurance to ensure financial responsibility in the event of an accident. The state mandates that all drivers maintain liability insurance that meets or exceeds certain minimum coverage limits. The minimum liability coverage requirements include a minimum of thirty thousand dollars for bodily injury per person, sixty thousand dollars for bodily injury per accident, and fifteen thousand dollars for property damage.
Additionally, Utah is a no-fault state, which means that personal injury protection coverage is also required. This type of insurance can help cover medical expenses, lost wages, and other related costs for you and your passengers, regardless of who is at fault in an accident. The minimum required amount for personal injury protection in Utah is three thousand dollars.
It is important to note that while these are the minimum requirements, drivers may choose to purchase additional coverage for enhanced protection. This can include comprehensive and collision coverage, which help cover damages to the driver's own vehicle in various scenarios.
Drivers in Utah are advised to keep proof of insurance in their vehicles at all times, as this may be requested during traffic stops or in the event of an accident. For the most current and detailed information regarding vehicle insurance requirements in Utah, it may be advisable to check the official DMV website or related resources.
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