What is the UnitedHealth policy on pre-existing conditions?

UnitedHealth is committed to providing comprehensive health insurance coverage to individuals with pre-existing conditions. As per UnitedHealth's policy, all of their health plans cover pre-existing conditions, ensuring access to necessary medical care and treatment. They follow the guidelines set forth by the Affordable Care Act (ACA), which prohibits insurers from denying coverage or charging higher premiums based on pre-existing conditions. Individuals can enroll in UnitedHealth plans during open enrollment periods or qualify for special enrollment in certain circumstances, such as losing group coverage or getting married. UnitedHealth's dedication to inclusive coverage extends to pre-existing conditions, ensuring individuals receive the necessary care they require without discrimination or additional financial burden.