What is United Bank's policy on overdraft protection?

United Bank’s policy on overdraft protection provides customers with options to help manage their accounts effectively and avoid overdraft fees. They typically offer an overdraft protection plan that can link a savings account or a line of credit to the checking account. This plan allows funds to be automatically transferred to cover an overdraft when the checking account balance is insufficient. Customers may also have the option to enroll in standard overdraft practices, which may allow transactions to be approved even if the account balance goes negative, usually for checks, automated payments, or recurring debit card transactions. However, it is important to note that fees may apply for such transactions. United Bank’s policies and specific details may vary based on the type of account and local regulations, so it is advisable to review the account agreement or visit their website for the most accurate and up-to-date information regarding overdraft protection options.