How Do I Transfer Money Online Using US Bank?

Introduction

Do you need to transfer money between your own accounts or send funds to someone else? Whether it's for debt repayment or an emergency, you can easily transfer money using U.S. Bank's online banking services. Internal transfers are generally instant and free, while external transfers may take one to three business days. You can also schedule certain transfers up to one year in advance or send money using Zelle® with the recipient's enrolled email address or U.S. mobile number. Planning to make a transfer? Continue reading for step-by-step instructions on how to transfer money online using U.S. Bank.

Sign in to Your Account

To access your U.S. Bank account, enter your username and password. Then, click Log in with password. You can also sign in using a passkey.

Tap Transfer & Pay

To begin transferring money, click Transfer & Pay. You'll find this option next to the Accounts tab.

Click External Transfers & Wires

If you want to transfer money to an account at another bank or financial institution, click External Transfers & Wires.

Select the Type of External Transfer

Next, choose whether to transfer money between your own accounts at different banks or send money to someone at another financial institution. If you want to send money to someone else, click Wire Transfers.

Choose Where You Want to Transfer Money From

Next, select the U.S. Bank account you want to use for the transfer. Click Pay From and use the drop-down menu to select the account you want to transfer money from. Then, click Continue.

Enter the Amount You Wish to Send

Enter the amount you want to transfer. You can also click View all dollar limits to check the maximum amount you can send from each account. Then, select the date you want to send the wire transfer. Include the purpose for sending the wire and click Continue.

Enter the Recipient's Information

Next, enter the recipient's information and click Continue.

Enter the Recipient's Bank Information

Enter the recipient's banking details and make sure all the information is accurate to avoid delays or errors with your transfer. Then, click Continue.

Agree to the Wire Transfer Authorization

Just check the box to agree to the Wire Transfer Authorization. After checking the box, click Submit.

Make Another Transfer

Wait for the confirmation message that says “Your wire transfer is submitted.” If you want to send another wire transfer, scroll down and click Make another transfer. Otherwise, click Done.

You can also transfer money between U.S. Bank accounts you own. To do this, sign in to your account and go to Transfer & Pay. Select Internal Transfers and follow the on-screen instructions to complete the transfer.

Transfer Money With Zelle®

You can also send money using Zelle® if you're enrolled in the service. The recipient must have an eligible U.S. bank account, and you can send money using their enrolled mobile number or email address. To transfer money through Zelle®, sign in to your U.S. Bank account and click Zelle®. Then, follow the on-screen instructions to complete the transfer.

Conclusion

Were you able to make a transfer? Before submitting your request, double-check the recipient's information, transfer amount, and date to avoid delays or errors. If you're transferring money to pay monthly bills, select the Make Recurring link and choose how often you want the transfers to occur. Processing times may vary depending on the type of transfer and the financial institution. If you encounter any issues while transferring money or have further questions, don't hesitate to contact U.S. Bank Customer Support for assistance.