What documents do I need to provide for a mortgage application?

When applying for a mortgage with Taylor Bean & Whitaker, you will need to provide essential documents for verification purposes. These include valid identification such as a driver's license or passport, social security number, and proof of income such as pay stubs, W-2 forms, or tax returns from the past two years. Additionally, you will be required to submit bank statements, investment account statements, and information about your existing debts and assets. To prove your creditworthiness, gather your credit history and credit score reports. It is crucial to maintain transparency throughout the process, so make sure to provide comprehensive details regarding your employment history, any bankruptcy or foreclosure records, and any other relevant financial documentation.