How long does the mortgage approval process typically take?

The mortgage approval process at Taylor Bean & Whitaker usually takes around 30 to 45 days. However, the duration can vary depending on several factors. The completeness and accuracy of the application, the complexity of the mortgage program, and the promptness of document submission by the borrower can all impact the timeline. Additionally, any required appraisals, inspections, or verifications might also add time to the process. To expedite the approval, applicants should ensure all required documents are submitted promptly and accurately. Taylor Bean & Whitaker strives to provide a smooth and efficient mortgage approval experience while adhering to all necessary legal and regulatory requirements.