What happens to my TIAA-CREF account if I change jobs?
If you change jobs, your TIAA-CREF account remains intact and you have several options. You can leave your account with TIAA-CREF, where it will continue to grow and be available for future use. Alternatively, you can roll over your account balance into your new employer's retirement plan, if they offer one and accept rollovers. This allows you to consolidate your retirement savings into one account. Another option is to roll over your account into an Individual Retirement Account (IRA), which offers more investment choices and flexibility. In any case, changing jobs does not mean losing your TIAA-CREF account; you have multiple options to ensure your retirement savings continue to be managed effectively.
Answered Nov 1, 2023
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