What are the eligibility criteria for filing bankruptcy?

The eligibility criteria for filing bankruptcy with SunTrust Bankruptcy Department include meeting certain financial requirements. Firstly, individuals must undergo credit counseling within 180 days before filing. Secondly, they must complete the means test, which compares their income to the median income in their state to determine whether they qualify for Chapter 7 bankruptcy or should opt for Chapter 13. Additionally, individuals must not have filed for bankruptcy in the past six months, and if a previous case was dismissed, they must wait 180 days before filing again. It is necessary to disclose all debts, assets, income, and expenses accurately. Failure to meet any of these eligibility criteria might result in the dismissal of the bankruptcy case.