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What is the penalty for driving without insurance in South Carolina?

Asked 2 years ago
In South Carolina, the penalties for driving without insurance can be quite serious. The state mandates that all drivers carry at least liability insurance. If a driver is found to be operating a vehicle without the required insurance, they may face several consequences. The first offense can result in a fine ranging from one hundred dollars to five hundred dollars. Additionally, the driver may also be charged with community service and may be required to pay court costs. It is important to note that repeat offenders face increased penalties. A second offense for driving without insurance can lead to a more severe fine and potentially additional repercussions, such as license suspension. Moreover, if a driver is involved in an accident while uninsured, they may be liable for all damages incurred. It is essential for drivers in South Carolina to maintain the required insurance coverage to avoid these penalties and protect themselves financially. For more information regarding insurance requirements and possible penalties, it may be helpful to check the current web page of the South Carolina Division of Motor Vehicles.
Answered Jul 14th 2025

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