SkyLight Financial does not provide deposits or operate as a bank, so any funds you hold through their services are not insured by the Federal Deposit Insurance Corporation, commonly known as the FDIC. The FDIC is an agency that protects deposits made at insured banks and savings associations, covering individual accounts up to a specified limit in case of bank failure. If your financial needs include traditional banking services or deposit accounts, it is advisable to seek those through an established bank or credit union that is FDIC insured. For specific details regarding any products or services offered by SkyLight Financial, you may want to explore their official website, where you can find contact information and additional insights.