Do I need a co-signer to apply for a Sallie Mae student loan?
Asked 6 months ago
No, a co-signer is not always required to apply for a Sallie Mae student loan. Sallie Mae offers both co-signed and non-co-signed student loans. For undergraduate students, if you meet the credit and income requirements, you may be eligible for a Sallie Mae loan without a co-signer. However, if your credit history is limited or you do not meet the income criteria, having a creditworthy co-signer can increase your chances of approval and may help you qualify for a lower interest rate. Additionally, having a co-signer may provide you with access to Sallie Mae's cosigner release option, which allows the co-signer to be released from their obligations after a certain period of on-time payments.
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