What are the different riders available with Protective Life policies?
Protective Life offers a variety of riders to enhance the coverage and customize their policies according to individual needs. These riders include the Accidental Death Benefit, which provides an additional lump-sum benefit if the policyholder dies due to an accident; the Waiver of Premium, which waives premium payments if the policyholder becomes totally disabled; the Accelerated Death Benefit, allowing the insured individual to access a portion of the death benefit in case of a qualifying terminal illness diagnosis; and the Children's Term Insurance, offering coverage for children of the policyholder. Additionally, options such as the Guaranteed Insurability Rider permit policyholders to purchase more coverage without further evidence of insurability during specific periods, ensuring flexibility as life circumstances change. Overall, Protective Life's riders provide a comprehensive range of additional benefits to cater to various protection requirements.
Answered Nov 2, 2023
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