What are the coverage options for prescription medications?

Premera Blue Cross offers a wide range of coverage options for prescription medications. Our plans provide access to a comprehensive formulary of medications, including brand-name and generic drugs. Depending on the specific plan, members may have different levels of coverage, such as copayments or coinsurance, for different types of medications. We also offer a mail-order pharmacy service, which allows members to conveniently receive up to a 90-day supply of maintenance medications. Prior authorization may be required for certain medications to ensure appropriate usage. Additionally, we have preferred pharmacy networks that offer lower copayments for participating pharmacies. Members can easily check their coverage benefits, formulary lists, and locate participating pharmacies through our online member portal.