What are my rights as a consumer when dealing with Palisades Collections?

As a consumer dealing with Palisades Collections, you have certain rights that you should be aware of. Firstly, you have the right to be treated with fairness and respect throughout the debt collection process. Palisades Collections must adhere to the guidelines set by the Fair Debt Collection Practices Act (FDCPA) and cannot engage in harassing, abusive, or deceptive practices. Additionally, you have the right to request verification of the debt and receive clear information regarding the amount owed and the original creditor. If you believe there is an error or dispute the debt, you have the right to formally dispute it with Palisades Collections. Furthermore, you have the right to restrict communication methods or request that they cease contacting you entirely. It is crucial to familiarize yourself with your rights to ensure your consumer protection.