Can I request verification of the debt from Palisades Collections?
Asked a year ago
Yes, you have the right to request verification of the debt from Palisades Collections. Under the Fair Debt Collection Practices Act (FDCPA), you can dispute the validity of the debt by sending a written request for verification. Palisades Collections must then provide you with detailed information regarding the debt, including the amount owed and the original creditor, within 30 days of receiving your request. It is important to send your request via certified mail to ensure proof of delivery. If Palisades Collections fails to provide proper verification or does not respond within the given time frame, they are prohibited from further collection efforts. Remember, exercising your rights regarding debt verification is an essential step in protecting yourself from potential errors or fraudulent claims.
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