How long can Palisades Collections report a debt on my credit report?

Palisades Collections can report a debt on your credit report for a maximum period of seven years from the date of the original delinquency. This timeframe follows regulations established by the Fair Credit Reporting Act. It is important to note that the seven-year period begins when the debt first became delinquent and was not subsequently brought current. While the negative information may impact your credit score during this time, it is crucial to remember that you have rights under the Fair Debt Collection Practices Act. Individuals may also pursue monitoring their credit reports for inaccuracies or unauthorized entries. For specific inquiries or additional information about your account, it may be useful to visit Palisades Collections' official website for accurate contact details and resources.