The deadline for loan repayment can vary depending on the specific type of loan and the terms agreed upon at the time of borrowing. Generally, for federal student loans, borrowers are expected to start making payments after a six-month grace period following graduation, leaving school, or dropping below half-time enrollment. Most federal loans are structured for repayment over a period of ten years, although this can differ for various repayment plans.
For private loans, including those serviced by Nelnet, the repayment terms are typically outlined in the loan agreement, and borrowers should refer to that document for specific details. It is always a good idea for borrowers to remain aware of their repayment schedule and any changes that could occur, such as deferments or forbearances. For the most accurate and current information regarding repayment deadlines, it is advisable to consult the official Nelnet website directly.
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