What are the eligibility criteria for a personal loan with Nationwide Building Society?

To be eligible for a personal loan with Nationwide Building Society, certain criteria must be met. The applicant must be a UK resident aged between 18 and 79. They must hold a Nationwide current account, mortgage, or savings account for at least three months. Additionally, the applicant must have an annual income of at least £10,000 if they are an existing Nationwide member and £15,000 for new customers. Credit history and affordability assessments are also conducted to determine loan suitability. The loan amount and term are subject to approval based on individual circumstances. These eligibility requirements help ensure responsible lending practices and provide customers with a fair and secure loan experience with Nationwide Building Society.