How Do I Speak to Metlife About Switching My Car Insurance?

You can pay your premiums and keep track of your account with MetLife online, but you can't cancel your coverage. To terminate your vehicle insurance coverage, contact a MetLife agent by phone, email, or in person.

What Information Will You Need to Cancel your Policy?

In your written cancellation notification, you should provide the following information:

• Your complete name.
• Your address.
• Your phone number.
• The policy number from MetLife.
• When you'd want your coverage to terminate and at what time.

After you've double-checked that you have all of the aforementioned information, there are three options for altering your vehicle insurance.

1. Cancel by Phone

You can directly call your representative. However, you could be confronted with a sales push from MetLife to encourage you to maintain your current coverage, so brace for perseverance.

2. Cancel by Email

You can initiate the cancellation procedure of your policy using MetLife's secure online form to avoid dealing with a person. Click "Contact Us" on MetLife's website then select "Email Us" from the drop-down menu.

In the question or remark box, enter your policy number and contact information, and indicate that you'd like to cancel your MetLife car insurance, as well as the day and time you'd like it to expire. A MetLife representative will contact you within one business day to discuss the next steps in switching your automobile insurance.

3. Cancel in Person

If you reside near a MetLife Auto & Home office, you may also cancel your insurance by seeing an agent in person. Find an agent near you using MetLife's online agent search database, which is scattered throughout 50 states and a few other countries where they operate.

What's the Best Way to Cancel MetLife Car Insurance?

If you've discovered a better provider for your requirements or otherwise want to cancel your policy right away, the fastest way to do it is to phone MetLife or go in person.

What Should I Consider Before Terminating My MetLife Policy?

When deciding whether to cancel your policy or wait out the term, here's what you should ask yourself:

1. Have you implemented a new policy? Driving without vehicle insurance is prohibited in most states and countries. Make sure your new policy is in place first when you're ready to make the changeover.
2. Are you planning to buy a new vehicle soon? Switching providers could be a good idea if you're thinking about purchasing a new car. The car you choose will almost certainly influence your rate.
3. How far along are you in the life of your current policy? You may switch providers at your own convenience, but it is good to wait until your current term is over helps for a seamless transition, even saving you on penalty fees.

When is the Best Time to Cancel Your Car Insurance?

You have the right to terminate your vehicle insurance coverage at any moment, even if you're in the middle of a term, unlike with other contracts. It's a good idea to have your new vehicle insurance coverage in place before you cancel, regardless of your situation.

When your insurance is due for renewal, it's a good opportunity to cancel it. You may prevent potential costs by canceling at the end of your contract and guaranteeing a seamless transfer to your new provider.

If you're canceling because you've discovered cheaper insurance elsewhere, be sure any fees you'll have to pay for canceling your current insurance early aren't a wash.

Should I Change or Cancel My Insurance Policy?

There's nothing wrong with canceling your MetLife insurance if you've had a bad experience with them or just want to take advantage of a better deal elsewhere. It's likely that you won't have to cancel your insurance completely.

If you want to save money, you might be able to change your existing MetLife coverage. As a result, you'll be able to maintain any savings you've earned as a loyal client.