When can I enroll in Medigap360?

You can enroll in Medigap360 during your Medigap Open Enrollment Period, which starts on the first day of the month when you turn 65 or older and are enrolled in Medicare Part B. This enrollment period lasts for six months, giving you the opportunity to sign up for a Medigap360 policy with guaranteed issue rights. During this period, insurance companies cannot deny you coverage or charge higher premiums based on pre-existing conditions. If you miss this initial enrollment period, you may still be able to enroll in Medigap360 outside of it, but you may not have the same guaranteed issue rights, and insurance companies may require medical underwriting and charge higher premiums. It is important to enroll in Medigap360 when you are first eligible to avoid any penalties or coverage gaps.