Can I switch Medigap plans?

Asked 6 months ago
Yes, it is possible to switch Medigap plans. However, it is important to keep certain things in mind. Firstly, there is no specific enrollment period for Medigap plans, so you can switch at any time of the year. However, depending on your location, health status, and the plan you wish to switch to, you may be subject to underwriting. This means the insurance company can review your health history and may charge you more or deny coverage based on pre-existing conditions. It is advisable to carefully compare the benefits and costs of different plans before switching, and to consult with a licensed insurance agent who can provide personalized advice based on your individual needs.
Jeff Whelpley is the editor / author responsible for this content.
Answered Nov 2, 2023

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