Can I have coordination of benefits if I have Medicare Advantage or a Medigap policy?
Yes, you can have coordination of benefits if you have Medicare Advantage or a Medigap policy. Coordination of benefits helps ensure that your healthcare costs are covered by multiple insurance policies. If you have a Medicare Advantage plan, it typically becomes your primary insurance, while Medicare becomes your secondary coverage. Your Medicare Advantage plan will coordinate with Medicare to provide and pay for your healthcare services. If you have a Medigap policy, it can help cover the costs that Original Medicare doesn't pay, such as deductibles, copayments, and coinsurance. Medigap policies often work in conjunction with Original Medicare, so you can have coordinated benefits and reduce your out-of-pocket expenses. It's important to review the coordination details of your specific Medicare Advantage or Medigap plan to understand how benefits are coordinated.
Answered May 3, 2024
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