Lowe's Credit Customer Service

Ways to contact Lowe's Credit and solve common issues

Use Lowe's Credit's Phone Number

Lowe's Credit's customer service phone number is the best way to reach them and resolve issues. While there may be a wait, you will be able to talk to a real human being.
If you think your issue may not warrant a phone call, you can also read below for answers to common questions.
You can also scan over all the phone and non-phone-based contact information we've gathered for Lowe's Credit

Contacting Lowe's Credit customer support

Below you can compare and contrast the 2 ways to contact Lowe's Credit by looking at which ones are the fastest and which ones other customers recommend the most for solving Lowe's Credit customer service issues as reported to us by the 50 million or so customers that come to GetHuman each year and share their experiences. You can contact Lowe's Credit across the following channels: Phone, Web.

Phone number / contactWaitVotes
Credit Card Customer Service
3 mins53
Online Help at lowes.com
Customer Service
< 2 hrs40

Lowe's Credit: top questions, issues & solutions

Be sure to check out the full answer to your question listed below. We have written extensive, step-by-step guides for even the most vexing of customer service problems for Lowe's Credit.
Can I use my Lowe's Credit card for online purchases?
Yes, you can use your Lowe's Credit card for online purchases. Lowe's offers a convenient and secure online shopping experience. By using your Lowe's Credit card for online purchases, you can conveniently browse and purchase a wide range of products from the comfort of your home. Just add your desired items to the online shopping cart and proceed to checkout. At the checkout page, select the option to pay with your Lowe's Credit card. Ensure that you provide accurate billing and shipping information to complete the transaction smoothly. Enjoy the ease and flexibility of using your Lowe's Credit card for online purchases and take advantage of the various promotions and benefits that come with it.
What are the benefits of having a Lowe's Credit card?
There are several benefits of having a Lowe's Credit card. Firstly, cardholders gain access to exclusive financing options, with special financing offers available for purchases above a certain amount. This allows customers to spread payments over a specific period with no interest if paid in full by the promotional end date. Additionally, cardholders can enjoy a 5% discount on eligible purchases made at Lowe's when using their credit card. This includes both in-store and online transactions, providing a significant amount of savings. The Lowe's Credit card also offers hassle-free returns, making it easier for customers to return items and receive refunds or store credits. Lastly, cardholders have access to online account management tools, allowing them to easily monitor their account, make payments, and view transaction history.
Are there any annual fees associated with a Lowe's Credit card?
No, there are no annual fees associated with a Lowe's Credit card. When you use the Lowe's Credit card to make purchases at Lowe's or online, you can enjoy special financing options and exclusive offers. This card allows you to take advantage of 5% off every day on eligible purchases or choose special financing options for larger purchases. It also provides access to convenient online account management, making it easy to keep track of your purchases and pay your bills. With no annual fees, the Lowe's Credit card is a great option for customers who frequently shop at Lowe's and want to save money on their purchases while enjoying various financing options.
Can I pay my Lowe's Credit card bill online?
Yes, you can pay your Lowe's Credit card bill online. Lowe's offers a convenient online payment option that allows you to easily manage and make payments towards your credit card account. To pay your bill online, you can visit the Lowe's Credit card website and log in to your account. From there, you will have access to your billing information and be able to make payments securely using a checking account or debit card. Online bill payment offers a quick and hassle-free way to keep up with your Lowe's Credit card payments, giving you the flexibility to pay from the comfort of your own home or on the go.
What is the interest rate on a Lowe's Credit card?
The interest rate on a Lowe's Credit card can vary depending on the type of card and current market conditions. Lowe's offers two types of credit cards - the Lowe's Advantage Card and the Lowe's Business Credit Card, each with its own unique interest rates. The interest rate for the Lowe's Advantage Card is 26.99% APR, while the Lowe's Business Credit Card has a variable APR of 17.99%, 20.99%, or 23.99%, based on creditworthiness. These rates are subject to change, so it is advisable to check with the official Lowe's Credit website or customer service for the most up-to-date information on interest rates and other terms and conditions.
What are the different types of Lowe's Credit cards available?
There are two main types of Lowe's Credit cards available: the Lowe's Advantage Card and the Lowe's Business Rewards Card. The Lowe's Advantage Card is a consumer card that offers special financing options on purchases made at Lowe's stores. It allows customers to choose between fixed monthly payments with a reduced APR or a temporary 5% discount at the time of purchase. The Lowe's Business Rewards Card, on the other hand, is targeted towards small businesses and offers similar benefits as the Advantage Card, along with additional rewards on eligible purchases. Both cards provide online account management, no annual fees, and exclusive cardholder promotions, making them convenient and cost-effective options for customers shopping at Lowe's.
There's more!
Click below to show 1 more questions, answers, and complete guides to common Lowe's Credit customer support problem.

Recent reasons customers contacted Lowe's Credit:

On ******* I ordered * items online. My receipt indicated I was to pick up the items...
I need to speak to a representative about applying for a Lowes Advantage card, but it s...
Problem with interest charge on a *% promo rate
I applied for and was approved for a new card. When I gave my zip code to the clerk, I...
I need to suspend my credit card. Card was stolen from my home that was broken by a pe...
I have two Lowes credit cards. One is a Lowes for Pros card ending in ****, the other...
Lost credit card and need to report it
Somehow I have been issued two (maybe *) Advantage cards. I have had a card for many y...
Need to pay, no statement received
My mom had a lowe's account. She is hospitalized & her bill is due next week. I would l...
I need to pay my bill the automated system keeps hanging up on me
I am trying to make a purchase on my new cc. The limit is o my $***. I need $*,*** for...
I received a letter from synchrony bank stating someone requested my address change and...
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Does GetHuman work with Lowe's Credit?

GetHuman does not work with Lowe's Credit's customer support operations, directly or in any other way. GetHuman has no partnership or relation to Lowe's Credit at all. GetHuman works with customers everywhere to compile the best tips and tools for reaching call centers faster and solving common customer problems effectively. Much of the information on this website comes from customers who struggled to find the best contact information or solve a problem and shared their story. The information on this website is edited frequently, but for the most accurate and up to date contact information, it may be useful to check Lowe's Credit's own website for new or more up to date information about calling or messaging their call center. If you'd like to help in the effort to improve customer service for all, please share this page!

Contacting Lowe's Credit at a Glance

Lowe's Credit has no chat option
Lowe's Credit has no customer email
Lowe's Credit has 1 help forum
Lowe's Credit has no twitter handle
Lowe's Credit has no facebook page
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