What is the difference between comprehensive and collision coverage?
Comprehensive coverage and collision coverage are two types of auto insurance coverages that provide protection in different scenarios. Comprehensive coverage typically covers damages to your vehicle that are not caused by a collision with another vehicle, such as theft, vandalism, natural disasters, or hitting an animal. It also includes coverage for broken windshields or other glass damage. On the other hand, collision coverage protects against damages caused by a collision with another vehicle or object, regardless of fault. This coverage pays for repairs or replacement of your vehicle, minus your deductible. It is important to note that comprehensive and collision coverages are generally optional and often purchased together as part of a full coverage auto insurance policy.
Answered Nov 2, 2023
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