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What should I do if I experience an accident?

Asked 4 months ago
If an individual experiences an accident, the first step is to ensure safety. It is important to check for injuries to oneself and others involved. If it is safe to do so, moving to a secure location away from traffic may be advisable. Once safety is established, contacting emergency services to report the accident and request medical assistance is a critical next step, especially if there are injuries. Gathering information is also essential. This includes exchanging contact and insurance information with other parties involved and documenting the scene with photographs. Individuals should make notes about the accident details, including the time, location, weather conditions, and any witnesses present. After addressing immediate concerns, reporting the incident to the relevant insurance company would be necessary. Hegerty Insurance is likely to have specific procedures for policyholders in this situation, including claims filing. It is beneficial to review one’s policy for guidance on how to proceed with a claim. The current web page might provide additional resources and contact information for assistance in navigating the claims process effectively.
Answered Aug 17th 2025

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