What is the difference between full coverage and liability insurance?

Full coverage and liability insurance represent two different types of automobile insurance policies that serve distinct purposes. Liability insurance is designed to cover damages to other people's property and medical expenses in the event of an accident that you cause. It typically includes bodily injury liability and property damage liability, protecting you from financial responsibility for injuries and damages inflicted on others. Full coverage, on the other hand, generally combines liability insurance with additional coverages, such as collision and comprehensive insurance. Collision insurance pays for damages to your own vehicle resulting from an accident, regardless of who is at fault. Comprehensive insurance covers damages to your vehicle from non-collision incidents, such as theft, vandalism, or natural disasters. Essentially, liability insurance is required by law in most states and protects others, while full coverage offers a broader level of protection that encompasses both your vehicle and your financial responsibilities. For specific details regarding Hegerty Insurance offerings, it may be helpful to visit their current web page for additional information.