The time it takes to receive a refund from H&M can vary based on several factors, including the payment method used and the refund process employed. Generally, for online purchases, customers may expect the refund to be processed within five to seven business days after the returned items are received at the warehouse. However, if the payment was made via credit or debit card, it could take additional time for the bank to process the refund and reflect it in the customer's account. If the return is initiated in-store, the refund is typically processed immediately, although it may still take a few business days for the funds to appear in the account depending on the financial institution. It is always a good practice to check the current web page for precise information and updates regarding the refund process, as policies may change over time.