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Freedom Mortgage Customer FAQ

Top Answers & How-to Guides

What is Freedom Mortgage's Phone Number?

The question we are asked most often is about how to talk to Freedom Mortgage customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
Ask any question you have about Freedom Mortgage customer service, get an answer now.

Recent Freedom Mortgage Customer Questions

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Loan Types

What types of mortgage loans does Freedom Mortgage offer?

Freedom Mortgage provides a range of mortgage loan options, including conventional loans, FHA loans for low to moderate-income...

Can I choose a fixed-rate or adjustable-rate mortgage?

Freedom Mortgage provides both fixed-rate and adjustable-rate mortgage options. Fixed-rate mortgages maintain a steady interest...

What options does Freedom Mortgage provide for first-time homebuyers?

Freedom Mortgage provides various options for first-time homebuyers, including FHA loans with low down payment requirements and...

Eligibility and Qualifications

What is the minimum credit score required to qualify for a mortgage with Freedom Mortgage?

Freedom Mortgage usually requires a minimum credit score of about 620 for conventional loans, although this may differ...

What is the loan-to-value ratio requirement for Freedom Mortgage?

The loan-to-value ratio (LTV) is a key metric for lenders like Freedom Mortgage in assessing mortgage risk. Requirements vary...

Are there any prepayment penalties with a Freedom Mortgage loan?

Freedom Mortgage generally does not charge prepayment penalties on its loans, making borrowing more flexible. However,...

Refinancing Options

Can I refinance my existing mortgage with Freedom Mortgage?

Yes, existing mortgages can be refinanced with Freedom Mortgage. They provide multiple refinancing choices that can assist...

Can I make extra payments or pay off my mortgage early?

Yes, borrowers can make additional payments or pay off their mortgage early with Freedom Mortgage, but they should check the...

Application Process

What documents do I need to provide for a mortgage application?

When applying for a mortgage with Freedom Mortgage, applicants generally need to present documents verifying their income,...

How long does the mortgage approval process take?

The timeframe for mortgage approval can differ based on the lender and the applicant's specifics. Freedom Mortgage generally...

What are the closing costs associated with a mortgage from Freedom Mortgage?

Closing costs from Freedom Mortgage depend on the loan amount, property location, and loan type. They typically include fees...

Payment and Assistance

What is the current interest rate for mortgages at Freedom Mortgage?

Mortgage interest rates at Freedom Mortgage vary daily and depend on market conditions, loan types, and borrower...

What happens if I miss a mortgage payment?

Missing a mortgage payment with Freedom Mortgage can lead to various consequences, including the imposition of late fees after...

Does Freedom Mortgage offer any mortgage assistance programs for struggling homeowners?

Freedom Mortgage may provide various assistance programs for borrowers facing financial challenges, such as loan modifications...
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Freedom Mortgage issues reported to GetHuman
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