Updated July 19, 2025

Freedom Debt Relief Customer FAQ

Recent Freedom Debt Relief Customer Questions

Help me with my Freedom Debt Relief customer service issue

Services Offered

What services do you offer?

Freedom Debt Relief focuses on debt settlement by negotiating with creditors to lower the amount owed. They also offer...

What types of debt can you help with?

Freedom Debt Relief mainly assists with unsecured debts, including credit card balances, personal loans, medical expenses, and...

Is there a minimum debt amount to qualify for your services?

Freedom Debt Relief generally requires potential clients to have a minimum of fifteen thousand dollars in unsecured debt, like...

Do you provide free consultations?

Freedom Debt Relief does not offer free consultations directly but may provide a complimentary assessment to evaluate financial...

Are there any upfront fees?

Freedom Debt Relief generally does not impose upfront fees for their services. Instead, clients typically incur charges only...

What happens if I miss a payment during the program?

Missing a payment while in the Freedom Debt Relief program can lead to challenges in negotiations with creditors and could...

Are there any penalties for paying off my debt early?

Early debt repayment may incur penalties depending on the type of loan and the agreement terms, especially with some mortgages....

How long does the debt relief program typically take?

The length of a debt relief program can range from three to five years, influenced by various factors such as debt amount and...

How does the debt relief process work?

The debt relief process begins with a consultation to assess financial situations and create a tailored plan for negotiating...

How can I check the status of my debt relief plan?

To check the status of a debt relief plan with Freedom Debt Relief, clients can log in to the client portal on the official...

Will I be sued by my creditors?

Creditors may pursue lawsuits when debts remain unpaid for a long time. The chance of being sued varies based on the debt...

Will my credit score be affected?

Engaging in debt relief programs like those from Freedom Debt Relief can lead to a temporary drop in credit scores due to...

Can I still use my credit cards?

While enrolled in a debt relief program with Freedom Debt Relief, it is recommended to refrain from using credit cards to...

What is the difference between debt settlement and bankruptcy?

Debt settlement focuses on negotiating reduced payments with creditors, often having a milder impact on credit scores, while...

How do you negotiate with creditors?

Negotiating with creditors involves a careful assessment of one's financial situation, preparing a budget, and communicating...

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Freedom Debt Relief issues reported to GetHuman

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