What products and services does Freddie Mac offer?

Freddie Mac offers a range of products and services to support the secondary mortgage market and promote affordable homeownership. Our primary product is the purchase of residential mortgages from lenders, which we then package into mortgage-backed securities (MBS) and sell to investors. This helps lenders generate more liquidity and enables them to provide more mortgages to homebuyers. Additionally, we offer various loan programs such as the Home Possible® and HomeOneSM, which provide flexible options for low to moderate-income borrowers. Our loan products also include Adjustable Rate Mortgages (ARMs) and fixed-rate mortgages. We also provide access to a variety of resources and tools for lenders, including loan origination and servicing technology solutions. Ultimately, Freddie Mac strives to facilitate a stable and efficient mortgage market, ensuring wider access to affordable housing for individuals and families.