What happens if my vehicle is totaled or stolen?

If your vehicle is declared totaled or stolen, Ford Motor Credit offers protection through GAP insurance and optional vehicle protection plans. If your vehicle is totaled, GAP insurance covers the difference between the insurance settlement and your remaining loan balance. This ensures that you won't be left with any unpaid loan amount. In case of theft, you need to promptly report it to the relevant authorities and Ford Credit. The stolen vehicle will be declared a total loss if not recovered within a specified period. In such situations, GAP insurance will again cover the remaining loan balance. You can also explore optional vehicle protection plans for added coverage. These plans may include extended warranties, maintenance coverage, and more, providing further peace of mind if your vehicle is stolen or declared a total loss.