What are the fees for using First Tennessee Bank's services?

First Tennessee Bank, now operating under the name First Horizon, offers a range of financial services, and the associated fees can vary based on the specific services utilized. Generally, customers may encounter fees related to checking and savings accounts, such as monthly maintenance fees, overdraft fees, and ATM fees when using out-of-network ATMs. For checking accounts, some may require a minimum balance to avoid monthly fees, while others may offer fee waivers based on direct deposits or certain account qualifications. Savings accounts may impose fees for excessive withdrawals beyond a specified limit, and when it comes to loans, there might be origination fees, late payment fees, or prepayment penalties depending on the loan type. Additionally, certain services like wire transfers, foreign currency exchanges, or account research may also incur fees. To have accurate and detailed information about the specific fees related to various accounts and services, it is advisable to refer to First Tennessee Bank's official website, where the latest fee schedules and terms are posted. This ensures you have access to the most up-to-date information.