What is a good FICO score?

Asked 8 months ago
A good FICO score is typically considered to be 670 or higher. However, the range for FICO scores is from 300 to 850, with higher scores reflecting better creditworthiness. Lenders often classify individuals with scores above 800 as having excellent credit, while those with scores between 740 and 799 are considered to have very good credit. Scores between 670 and 739 are generally considered good, indicating a relatively lower level of risk. It's important to note that different lenders may have varying criteria for what they consider a good FICO score based on their specific lending policies. Ultimately, maintaining a good FICO score is crucial as it increases the likelihood of obtaining favorable loan terms and interest rates.
Christian Allen is the editor / author responsible for this content.
Answered May 3, 2024

Need further help?

Type out your followup or related question and we will get you an answer right away.

Need to contact FICO?

If you need to talk to FICO customer service, now that you have the answers that you needed, click the button below.
Contact FICO


Find a list of many popular FICO questions with answers or step by step guides on our FAQ page below. Or ask a whole new question and get an answer right away.
FICO Customer Service FAQAsk a Question
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!