What is a good FICO score?

Asked 8 months ago
A good FICO score is typically considered to be 670 or higher. However, the range for FICO scores is from 300 to 850, with higher scores reflecting better creditworthiness. Lenders often classify individuals with scores above 800 as having excellent credit, while those with scores between 740 and 799 are considered to have very good credit. Scores between 670 and 739 are generally considered good, indicating a relatively lower level of risk. It's important to note that different lenders may have varying criteria for what they consider a good FICO score based on their specific lending policies. Ultimately, maintaining a good FICO score is crucial as it increases the likelihood of obtaining favorable loan terms and interest rates.
Christian Allen is the editor / author responsible for this content.
Answered May 3, 2024

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