How often is my FICO score updated?

Asked a year ago
Your FICO score is typically updated on a monthly basis. However, the frequency of updates may vary depending on when your creditors and lenders submit your account information to the credit bureaus. This can range from a few days to several weeks. As a result, it is important to keep in mind that your FICO score may not change every month. It usually takes around 30-45 days for any recent financial activity to be reflected in your score. In some cases, updates might occur more frequently, especially if you have a credit monitoring service or if there are significant changes in your credit profile. Remember to regularly monitor your credit report and track any updates to ensure accuracy and identify potential issues that may impact your score.
Christian Allen is the editor / author responsible for this content.
Answered May 3, 2024

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