EverBank is a financial institution that is a member of the Federal Deposit Insurance Corporation, also known as the FDIC. This means that deposits made with EverBank are insured by the FDIC up to the applicable limits, which generally cover up to two hundred fifty thousand dollars per depositor, per insured bank, for each account ownership category. This insurance protects customers against the loss of their deposits in the unlikely event that the bank fails. It is important for customers to be aware of the limits of this insurance and to consider how their accounts are structured in order to maximize coverage. For more detailed information regarding deposit insurance and the specific terms associated with your accounts, it would be beneficial to visit EverBank's current web page or consult financial documentation provided by the institution.