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What information do I need to provide to obtain a credit report?

Asked 2 years ago
To obtain a credit report from Equifax Canada, an individual will typically need to provide some specific personal information to verify their identity. This information often includes the individual's full name, date of birth, and address history. It may also be necessary to provide a social insurance number, although providing this number is not mandatory. Moreover, an individual should be prepared to answer questions related to their credit history. These questions could include information about past loans, credit cards, or other financial accounts. This step is essential to ensure that the correct report is accessed, as multiple individuals can have similar names. Additionally, when requesting a credit report, it is important to confirm the method of obtaining that report. Individuals can choose to receive their report online, by mail, or in person, which could require different procedures or additional information. For the most accurate and detailed instructions, it may be helpful to visit the official Equifax Canada website, where one can find the latest information regarding obtaining credit reports.
Answered Jul 5th 2025

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