What is the difference between pay monthly and pay as you go plans?

Pay monthly plans and pay as you go (PAYG) plans differ based on their payment structures and usage flexibility. Pay monthly plans require a fixed monthly payment, usually in the form of a contract, for a designated amount of data, minutes, and texts. Users are billed at the end of the month for their usage. These plans often include additional benefits, such as discounted handsets or access to special services. On the other hand, pay as you go plans allow users to top-up their account with credit and only pay for what they use. PAYG provides more control over spending as users can monitor their usage and add credit as needed. This option is ideal for those who do not want a fixed monthly commitment or have irregular usage patterns. Pay as you go plans do not usually come with additional benefits like discounted handsets but provide greater flexibility and financial control.