What forms of payment are accepted onboard the Disney Cruise?

Disney Cruise Line accepts a variety of payment methods onboard. Guests can settle their accounts using major credit cards, including Visa, MasterCard, American Express, and Discover. Debit cards that bear the Visa or MasterCard logo can also be used. Additionally, Disney Gift Cards, Disney Rewards Redemption Cards, and onboard credits can be utilized as payment options. Cash is accepted at Guest Services to settle the onboard account, but prepaid debit and cash gift cards cannot be used. At the onboard shops, guests can use their Key to the World cards and purchase items by charging them to their stateroom account, which will be settled at the end of the cruise using the chosen payment method.