Can I apply for unemployment benefits if I am self-employed?

No, self-employed individuals generally do not qualify for traditional unemployment benefits in Colorado. Unemployment Insurance (UI) benefits are typically available to those who have been employed by an employer and have lost their job through no fault of their own. Self-employed individuals often do not pay into the state unemployment insurance program and, therefore, cannot claim benefits. However, during the COVID-19 pandemic, the federal government introduced the Pandemic Unemployment Assistance (PUA) program, which may provide unemployment benefits to self-employed, gig workers, and independent contractors who have been affected by the pandemic. Eligibility requirements and application procedures for PUA will differ from traditional UI benefits, so self-employed individuals should check the Colorado Department of Labor's website for specific information and guidelines.