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Central Mortgage Company Customer FAQ

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What is Central Mortgage Company's Phone Number?

The question we are asked most often is about how to talk to Central Mortgage Company customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent Central Mortgage Company Customer Questions

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Mortgage Options

What are the different mortgage options offered by Central Mortgage Company?

Central Mortgage Company provides various mortgage options, including conventional loans, FHA, VA, and USDA loans. Conventional...
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What is the difference between fixed-rate and adjustable-rate mortgages?

Fixed-rate mortgages maintain a stable interest rate, providing predictable monthly payments, which is great for long-term...
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Qualification Requirements

What is the minimum credit score required to qualify for a mortgage?

Central Mortgage Company evaluates various aspects of a borrower's profile when determining mortgage eligibility, with minimum...
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What documents do I need to provide for the mortgage application?

When applying for a mortgage with Central Mortgage Company, borrowers typically need to provide recent pay stubs, W-2 forms,...
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Can I apply for a mortgage online?

Yes, applicants can apply for a mortgage online with Central Mortgage Company, making it easy to start from home. The process...
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Refinancing and Transfers

Can I refinance my existing mortgage with Central Mortgage Company?

Yes, refinancing with Central Mortgage Company is an option for borrowers who wish to lower payments, secure better rates, or...
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Can I transfer my mortgage to another property?

Transferring a mortgage to a new property depends on the specific mortgage terms and lender policies, which may or may not...
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Interest Rates and Fees

What is the current interest rate for mortgages?

Mortgage interest rates can change due to multiple factors like market trends and individual creditworthiness. To stay informed...
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What fees are associated with obtaining a mortgage from Central Mortgage Company?

When obtaining a mortgage from Central Mortgage Company, borrowers will encounter various fees, including application,...
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What are the closing costs typically associated with a mortgage?

Closing costs on a mortgage can vary widely, including items like origination fees, appraisal costs, and title insurance. These...
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Mortgage Management

How long does the mortgage approval process take?

The timeframe for mortgage approval can differ widely based on multiple elements such as lender policies and application...
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Can I make extra payments towards my mortgage to pay it off faster?

Central Mortgage Company generally permits extra payments on mortgages, which can help borrowers pay off loans sooner and...
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What happens if I miss a mortgage payment?

Missing a mortgage payment can lead to late fees and potential credit score damage. If unresolved, it could result in...
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What should I know about mortgage insurance?

Mortgage insurance is essential for home buyers with low down payments, protecting lenders if borrowers default. There are two...
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How does Central Mortgage Company handle loan servicing?

Central Mortgage Company adheres to industry standards for managing loans, encompassing payment collection, escrow management,...
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