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How can I increase my credit limit with Card Services Direct Australia?

Asked 2 months ago
To increase your credit limit with Card Services Direct Australia, a few steps can be taken to facilitate the process. First, it is important to review your current financial situation. Lenders typically examine factors such as your credit score, payment history, income, and overall credit utilization when considering a limit increase. You may want to focus on improving your credit score if it is below a certain threshold. This can be achieved by paying off existing debts on time, maintaining low credit card balances, and avoiding opening new accounts too frequently. Once your financial profile is in order, you can request a credit limit increase. This can often be done through the online account management system on the Card Services Direct website, or by providing the necessary information over the phone. Be prepared to justify your request, such as demonstrating increased income or improved creditworthiness. For specific details related to the application process or any requirements, it is advisable to refer to the current web page for more information.
Answered Sep 22nd 2025

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