What are the fees associated with Capital One 360 checking account?

There are no monthly fees or minimum balance requirements associated with a Capital One 360 checking account. Additionally, there are no charges for standard transactions like online bill payments, direct deposits, ATM withdrawals, or debit card purchases. However, if you use an out-of-network ATM, there may be fees from the ATM provider. Similarly, if you need expedited delivery for a replacement card, there might be a fee for that service. Overdraft fees may apply if you overdraw your account, but you have the option to link an overdraft line of credit or a savings account for no fee transfers to cover overdrafts. Overall, Capital One 360 checking accounts offer a fee-free banking experience with minimal charges for certain optional or out-of-network services.