What are the benefits of using Capital One 360 over traditional banks?

There are several key benefits to using Capital One 360 over traditional banks. Firstly, Capital One 360 offers competitive interest rates on savings accounts, allowing customers to grow their savings faster. Additionally, there are no monthly fees or minimum balance requirements, providing customers with more flexibility and saving them money. Another advantage is the accessibility of Capital One 360's services - customers can conveniently access their accounts online, through the mobile app, or by phone. This makes banking more convenient and saves time for busy individuals. Lastly, Capital One 360 provides a user-friendly interface and helpful tools, such as budgeting and savings goal trackers, to help customers manage their finances more effectively. Overall, choosing Capital One 360 offers the benefits of higher interest rates, lower fees, convenience, and useful financial tools.