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Are pre-existing conditions covered by Bupa insurance?

Asked 2 years ago
Bupa Insurance has specific policies regarding pre-existing conditions, and these details can vary depending on the type of coverage an individual chooses. Generally speaking, Bupa may not provide coverage for pre-existing conditions, especially if they have existed prior to taking out the insurance policy. This means that if a customer has a medical condition that was diagnosed or treated before their insurance coverage began, it is likely that any related expenses for that condition will not be covered. However, Bupa may assess pre-existing conditions on a case-by-case basis, and occasionally, certain plans may offer limited coverage after a specified waiting period. This waiting period means that coverage for a pre-existing condition may become available after the policy has been active for a certain amount of time. It is always advisable for potential customers to review the specific terms and conditions of the policy they are considering, as Bupa Insurance may provide detailed information regarding what is and is not covered. For the most accurate and up-to-date information regarding pre-existing conditions and coverage, individuals can refer to the latest information available on the Bupa website or their specific policy documentation.
Answered Jul 10th 2025

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