Are pre-existing medical conditions covered by travel insurance?

Yes, pre-existing medical conditions may be covered by travel insurance, depending on the specific policy and its terms and conditions. Travel insurance policies typically offer coverage for unexpected medical emergencies during a trip, and some policies include coverage for pre-existing conditions as well. However, coverage for pre-existing conditions is often subject to certain conditions such as stability requirements and waiting periods. Insured individuals may need to disclose their pre-existing conditions during the application process, and the insurer will decide on coverage based on the disclosed information. It is essential to thoroughly review the policy details and consult with the insurance provider to understand the coverage limits and conditions for pre-existing conditions to ensure adequate protection while traveling.