Renter's insurance is not universally required for tenants, as it largely depends on the policies of individual landlords and property management companies. Apartment Investment & Management may encourage tenants to obtain renter's insurance to protect their personal belongings and provide liability coverage in case of accidents. While some landlords may mandate it as part of the lease agreement, others may simply suggest it as a precaution. Renter's insurance can be an important safeguard, as it covers loss or damage due to theft, fire, or other unforeseen events. It is advisable for potential tenants to review the lease terms carefully to understand any requirements regarding renter's insurance. For specific policies related to Apartment Investment & Management, tenants may find detailed information on the current website or in their lease documentation.