What are the fees associated with American Funds?

American Funds believes in providing transparency and value to its investors. We strive to keep our fees competitive and reasonable, while ensuring that our funds deliver superior results over the long term. The fees associated with American Funds include expense ratios, sales charges, and 12b-1 fees. The expense ratios cover the cost of managing and operating the funds, and they vary depending on the specific fund and share class. The sales charges, also known as loads, are upfront fees that may be applicable when purchasing or selling shares. Lastly, the 12b-1 fees support marketing and distribution expenses. It's important to review the fund's prospectus and consult with a financial advisor to understand the specific fee structure for each American Funds investment option.