© GetHuman Inc.

What Happens If I Don't Pay Back My Loan from Aave?

Aave users are able to borrow cryptocurrency from the platform so long as they can deposit asset as collateral. The amount that you can borrow depends on the borrowing power of the collateral assets. However, not all crypto assets can be used as collateral. Also, the loan-to-value ratio of each asset depends on how stable the coin is.

You will need to pay the loan plus interest using the same asset. To repay the loan, simply log in to your account and head to the Borrowings section in the dashboard and hit the repay button. Choose the amount to pay and confirm your transaction.

Avoiding Asset Liquidation

Taking out a loan from the Aave platform is pretty similar to borrowing from some lending institutions. You can only take out a loan if you have a collateral with a value more than the amount of your loan. So if you fail to fully repay the loan, the lending institution will seize the collateral.

In the Aave platform, if cannot pay off your loan, the deposited collateral asset is sold to cover the loan's value. This is called asset liquidation. The only way to avoid this situation is to fully repay your loan. Aave borrowers can also use their collateral assets to pay off their loans.

Another way to avoid asset liquidation is to ensure your health factor has a higher value. The health factor is a numeric score of the safety of your collateral against the borrowed assets. The higher the number, the safer the asset is. If the health factor drops to 1, your asset will likely be liquidated unless you deposit more asset.

To avoid problems, it's best to fully repay the loan. If you have questions, feel free to contact Customer Support.

Further questions?

Ask a followup or related question and we will try to provide an answer in seconds.
Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

Why does GetHuman Write How-to Guides for Aave Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Comcast in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our What do I do if my Xfinity TV or internet is out? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

Aave

Asked 3 years ago
Updated 3 years ago
Viewed 1,044,897 times
Aave Loan
Can't pay Aave loan

Paying Your Telecom Too Much?

After helping consumers for 10 years, we realized that you need an impartial, live person you can talk to about comparing the various TV, cable, Internet and phone plans in your area- somebody who can compare the best deals across telecom providers. So we created a free concierge service you can call at the phone number below.

Call Anytime: 888-379-2546Our concierge is unaffiliated and therefore able to compare deals across many companies
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!